Hero Image
Baccarat Guide
Find Casino

Do you know the casino game Baccarat? This interesting card game is also known as Punto Banco and definitely worth a try. We’ll walk you through the game of baccarat and explain everything you need to know before you start playing.

We have outlined a round of baccarat and share our tips on how to play baccarat as well as a section about responsible gaming. In this article, you will learn how to play baccarat in India.

Best Baccarat Online Casino Sites in India Baccarat 🏆

The real money Baccarat game is a popular and exciting casino gambling option available in online and land-based casinos all over. The card game typically falls under the table games category in an online casino’s lobby, next to more popular options like roulette and poker.

In this guide, we cover the Baccarat gameplay and introduce you to the necessary details you need to play this game as an Indian player successfully. You can learn how to play baccarat online in internet casinos in India offering the fun card game.

There are multiple ways to enjoy baccarat gameplay online. Players can try the game as a regular, automated table game that uses a Random Number Generator (RNG) to guarantee a random outcome for every round. A better experience is available in live casino sites that offer immersive gameplay streamed from the game provider’s studio.

Here are the top online casinos in India we recommend to players that we have vetted to ensure you get the best experience. We guarantee these sites are licensed and legal in India; check them out.

Number Casino Rating Bonus Freespins Info Play Now
1 Jackpot Guru Review ₹1,00,000 Bonus 20 Freespins Play Now
2 Casibee Review ₹1,00,000 Bonus 20 Freespins Play Now
3 Parimatch Review ₹1,05,000 Bonus 0 Freespins Play Now
4 Glassi Review ₹1,05,000 Bonus 0 Freespins Play Now
5 Fairplay Review ₹50,000 Bonus 0 Freespins Play Now
6 Casino Days Review ₹1,00,000 Bonus 0 Freespins Play Now
7 Big Baazi Review ₹1,00,000 Bonus 0 Freespins Play Now
8 Betway Review ₹60,000 Bonus 0 Freespins Play Now
9 10Cric Review ₹1,00,000 Bonus 0 Freespins Play Now
10 Jungli Win Review ₹1,00,000 Bonus 500 Freespins Play Now
11 Lucky Spins Review ₹20,000 Bonus 0 Freespins Play Now
12 22bet Review ₹10,000 Bonus 0 Freespins Play Now
13 Pure Win Review ₹90,000 Bonus 0 Freespins Play Now
14 Bettilt Review ₹74,000 Bonus 0 Freespins Play Now

18+ | T&C's Apply | Responsible Gambling is advised. Gambling is an entertainment form that comes with a considerable risk of losing your money. Never play with more than you can afford to lose.

Online Baccarat

A Brief History of Baccarat 📚

Baccarat is a casino game that has been around since the 1400s. It was invented by Felix Falguiere or Falguierein, who dubbed the game “baccara,” which is Italian for “zero.” It quickly gained popularity in France, where it was given the French spelling of Baccarat. French spelling is now widely used in India and around the world.

Legend has it that Felix created the game based on old Etruscan folklore. A woman had to throw a die with nine sides. If she threw an 8 or 9, she would advance as a woman priest. If she throws a 6 or 7, on the other hand, she will remain alive but lose all of her priestly responsibilities in the community. She will be sentenced to death by drowning in the sea if she throws any value lower than 6!

The game took off in France during the Napoleonic era, being played in private gaming rooms as gambling was not legal then. It became an exclusive game for only the rich and famous players.

When Las Vegas was built, people would flock to the casinos, and one of the games they loved to play was Baccarat. It continues to grow in popularity; in May 2012, Nevada recorded 18.2% of the total table gaming win from the game. This had risen to 45.2% just two years later.


Frequently asked questions about Baccarat Casinos

🃏 What is Baccarat?

Baccarat is a unique and exciting casino card game played against the bank (the dealer), also known as Punto Banco, American baccarat, Chemmy, and Banque. It is strictly a game of chance that allows players to bet on the hand they think will win rather than the game’s outcome.

📗 How to play baccarat?

In Baccarat, you bet on which hand will win, yours of the dealer. The hand that wins is the one closest to 9.

  • Aces are worth 1 point.
  • Cards 2 – 9 are worth the number on the card.
  • 10 and all the face cards are worth 0.

Before the game starts, you bet on which hand you think will win.

📚 how many betting positions are on a baccarat table?

There are 14 betting positions on a Baccarat table.  7 for the player, 7 for the dealer.

The positions are normally numbered 1-15, but the number 13 has been excluded because it is considered an unlucky number.

🥇 How do I win in Baccarat?

For a chance at winning the baccarat gameplay, you must bet on either yours or the dealer’s hand, the one closest to 9 will win the game. Due to the house edge, winning consistently will be almost impossible.

🏆 how to consistently win at baccarat?

Are you wondering how to beat the Baccarat gameplay? Unfortunately, it is impossible to consistently win at Baccarat as it is a game of luck, so no feasible strategy is available; the house has the edge, and lady luck will not always be on your side.

🌐 Which online casino site is best for playing baccarat?

Our two favourite sites for playing online baccarat with real dealers are Betway and Casumo. They are licensed and fully legal to play with for Indian players. They also offer impressive bonuses and customer support.

🎁 Can I get a baccarat casino bonus?

Yes, you can. All the online casinos in our recommended list offer one or more baccarat and casino bonuses for you to enjoy. Read our “Online Baccarat Bonus” section to find out how to claim yours.

🎮 how to play baccarat online

The game rules are no different in online baccarat. Read our “How to Play Online Baccarat in India” section for more info.

How to Play Online Baccarat in India ✨

The baccarat gameplay is simple and follows unique rules, which you will learn about in an upcoming section of this guide. The game pits every player directly against the bank (dealer), taking the focus away from other players. Baccarat is beginner-friendly, drawing in all types of players for its ease of gameplay as they do not need to master any difficult rules or strategies.

Play baccarat online

For a winning chance, players must focus on predicting the hand (banker or player) that will likely win the game. Some baccarat variants offer players the chance to bet on a third outcome, a tie, but it is risky as it doesn’t hit often. The winning hand is that with the closest total to 9 when the round ends. You may wonder how this is possible if the game requires multiple card decks, which is why it is necessary to learn the values of the cards used for the baccarat gameplay. Find out more about this below.

Value of Cards in Online Baccarat

The game’s goal is to get 9 points from the cards in hand, or a close value. The standard online baccarat for real money gameplay uses up to 8 decks of game cards, and the dealer can only dish out three cards per round.

How to Win at Baccarat

You can place different types of bets when playing real money baccarat online. The money you can win from the gameplay depends on which of these bets you place.

The most common wagers are on the player’s hand, which offers a payout double your wager if you win, and the banker’s hand, which offers 95% of your wager. Although the banker’s hand bet offers a lower payout, it is more popular among players because it has a higher chance of winning compared to the player’s hand. You can also take advantage of additional, non-conventional baccarat betting types, and you will learn more about them in the next sections.

These basic rules for winning the baccarat real money gameplay apply to most variants, with some tweaking of the rules to offer fun gameplay. Learn more about these baccarat variations and find the best baccarat online casino here!

Baccarat Game Rules 📜

Following the earlier sections of this guide, you must already be aware of the basic rules that apply to Baccarat online gameplay. Every game round begins with the player’s hand and moves to the dealer’s hand, with two cards dealt face up to each hand. The game can be concluded immediately if either side has a hand with a total of 8 or 9 (a natural) and wins the game; a tie returns your wager. The game progresses to the next round; if neither hand wins the game after dealing the first two cards.

There are other rules and strategies you should employ in your baccarat gameplay, and you can learn about them here:

Third Card Rule

This simple rule becomes necessary when a third card must be dealt to further the gameplay. The third card baccarat rule determines details like when the player or banker’s hand should get the third card. These rules do not affect your hand (player’s hand) greatly, but it is advisable to know as much of it as possible to follow what is happening.

Here are the rules for each baccarat hand:


  • If the player has a hand worth 5 points or fewer, he gets another card.
  • If the player has a hand worth 6 or 7, the player does not get another card.


The dealer’s rules are a bit more complicated.

  • If the bank’s hand is worth 5 or less, he will get a new card as long as the player didn’t already get the third card.
  • The player has a third card worth 2 or 3; if the bank’s two cards are worth 4 or less, he gets a new card.
  • If the player’s third card was worth 4 or 5, the bank gets a new card but only if his hand is worth less than 5.
  • If the player’s third card was worth 6 or 7, the bank takes a new card as long as his hand is worth 6 or less.
  • If the player got a third card worth 8, the bank would only get a new card if his hand was worth 2 or less.
  • If the player’s third card is a 9, 10, J, Q, K or A, the bank will get a new card if his hand is worth 3 or less.

There is no need to memorize these rules; only the dealer needs to do this, so do not worry about how complicated they may seem.

Understanding Baccarat Terminology

To truly master the baccarat gameplay or the gameplay of any casino game, players must learn the terminologies commonly used by other players and dealers. We have listed the ones you have to learn to have smooth sailing when playing the game.

  • Banco: Bank or House
  • Bankroll: The total amount of money a player has set aside for gambling.
  • Burn: Refers to discarding the first cards of a shoe.
  • Callman: Term used to refer to the dealer.
  • Down Card: Shorthand term for a card that is facing down.
  • La Grande: French term for a natural hand worth nine. In English, it means “The big one”.
  • La Petite: French term for a natural hand worth eight. In English, it means “The small one”.
  • Natural: A two-card baccarat hand worth eight or nine points.
  • Punto: The player, or Player hand.
  • Shoe: This is the box that is used to hold the decks of playing cards
  • Standoff: This happens when the two hands are of equal value.

Playing Baccarat at a Live Casino 🔴

live baccarat casinoNow that you understand the basics of playing online baccarat, you must know that the fun is just beginning. Live baccarat takes the exciting gameplay to greater heights, allowing you to enjoy all this game has to offer in real-time, as though you were in a land-based casino.

Immersive gameplay is a must for players who wish to interact with the live dealer and other players during the game. Baccarat Live is a viral option at online casinos offering live casino gameplay, and it comes in many exciting variants from different game technology players. With this option, you are in for a world of fun and engaging gameplay.

Best Baccarat Online Casino App 📱

Recent technological advancements have allowed players to enjoy online casino gambling whenever they want, even on the go. Imagine the possibility of placing stakes on exciting online baccarat variants on the bus on your way to work or while waiting in line for your coffee.casino app baccarat

Most online baccarat casinos offer players mobile gameplay using accessible mobile websites or a downloadable casino app that can be used on most mobile devices. Using a baccarat game app offers instant baccarat online for money gameplay. You can directly link all your casino accounts and play on multiple devices, depending on which is most accessible at the time, without worrying about losing any funds. You can also claim bonuses; all bets placed with your mobile device would count towards the required wagering, allowing you to withdraw your winnings afterwards.

Different Versions of Baccarat in India ♣

As we stated earlier, players can enjoy different versions of online baccarat. These variations follow rules that are simply tweaks of the standard baccarat rules, so players can master the gameplay once they understand the general baccarat rules. The best part about these versions is that they offer exciting gameplay and newer ways to enjoy the baccarat game.

Most reputable baccarat online casinos would make an effort to localize their offerings, so players in India should be able to enjoy versions of the popular Andar Bahar and Teen Patti.

The most common are:

  1. Classic Baccarat The regular game version with 3 dealers and up to 14 players. The classic version of the game is typically played in brick-and-mortar casinos, but it is no longer widespread.
  2. Mini Baccarat A smaller game version requiring one dealer instead of three. This is a prevalent version of Online Baccarat, and you will likely see it in most online casinos.
  3. Chemin de Fer The French version of the game, played with 6 decks instead of 7. Usually, players also take turns being the bankers in this version of Baccarat.
  4. Punto Bunco This is the Cuban version of Baccarat, allowing up to 14 players with 6-8 decks. The croupiers are doing the card dealing. The players are called “Punto”, while the banker is called “Bunco.” In this version, the game players don’t get to decide on the third card; it’s always dealt.
  5. Baccarat Banque Very similar to Chemin de Fer, but one player assumes the dealer role instead of shared responsibility. Typically, 6-8 decks are used.
  6. American Baccarat Also known as “North American Baccarat”, it is the same version as Punto Bunco.

Betting Options for Online Baccarat 🤔

Players have three main betting options for the baccarat gameplay. You can choose whether the Banker hand or the Player hand will win or whether it will be a tie. If the Banker’s hand wins, you will have to pay a 5% commission, although some online casinos forfeit this charge.

Try Your Luck With Baccarat Side Bets

In addition to the standard bets, you may encounter side bets while playing. These wagers have different payouts as well as different risks. They also have different names according to the baccarat casino you are using. Here are the baccarat side bets for standard baccarat gameplay with six decks and how they work:

Online Baccarat Bonus 🤷

An Online Baccarat Bonus is a Baccarat promotion that rewards players by attracting new gamers and aims to keep current players coming back for more. Baccarat bonuses are an opportunity to get free money for registering or just playing the game.

Online casinos offer baccarat bonuses to get you to play and continue playing on their sites and do this by giving your bankroll a boost so that you can play for longer at no extra cost.

How do Baccarat Bonuses Work?

Imagine playing your entire live baccarat bonus, only to discover the game does not contribute to the wagering requirements!

You must understand the Baccarat bonus before using them. Every casino has different wagering requirements attached to the bonus. High rollers are always offered the best bonuses at lower wagering requirements. An advantage when getting a baccarat bonus is that the game is fast-paced and often comes around quicker.

Different Types of Baccarat Promotions

There are loads of baccarat bonuses to look forward to at reputable sites in India. Including what’s known as a baccarat live bonus which comes in a range of different varieties to show you what we mean, we’ve provided a breakdown below.

Welcome BonusA bonus offered to newcomers when signing up.
No Deposit BonusA great way to play and explore the site without risking your own money.
Deposit BonusA valuable baccarat bonus you get when placing your first deposit.
Reload BonusSimilar to the deposit bonus, available when you deposit additional funds.
Cashback BonusThis one will offer back a percentage of your losses. This bonus will come with an expiration time.
Live Casino BonusThis baccarat live bonus is accessible when playing live baccarat with a real dealer.
VIP BonusA baccarat bonus offered to loyal customers. Often has exclusive rewards.
Bonus CodeA baccarat bonus can be claimed using a unique bonus code.

Baccarat No Deposit Bonus

This baccarat bonus does exactly what it says on the box. Baccarat no deposit bonus gives you free money to win real money! They are also considered baccarat sign up bonuses, as players become eligible for the reward once they create an account; no deposit is required! As always, you will need to check the terms and conditions before you start betting away.

Here are some of the pros to baccarat no deposit bonus:

  • No risk of losing real money
  • No need to stake of deposit to claim
  • You can explore the different games freely
  • The fear of loss is greatly eliminated

And some downsides are:

  • Baccarat no deposit bonus can come with higher wagering requirements
  • It only applies to new players
  • They can be limited to certain games
  • They have maximum withdrawal limits

Baccarat Mobile Bonus

Online baccarat casino appThe important issue with gambling apps is that they may not be available on platforms such as Google Play and the iOS App Store. The best way to download is to go directly to the website. Ensure the site is licensed and trusted before downloading or supplying personal and financial data.

You can expect the same baccarat bonus on the mobile site. Cross platforms mean you can play with the same account on the site, so you can continue enjoying your baccarat promotion on the go. You can also expect the same quality as you find on the casino’s website. Having access to all the features a casino’s website has, you will be able to deposit and withdraw funds. You may even find an exclusive baccarat mobile bonus!

Baccarat Bonus Bets

The viral baccarat game is fast-paced and easy to play, requiring only a few minutes per round. Unlike other table games that fall under the same category, baccarat is purely a game of chance, requiring no skills or proper winning strategies so the game can get monotonous after a while.

Baccarat bonus bets or side bets were introduced in addition to the standard banker and player betting options to spice up the gameplay. The rules and odds for each side bet differ by the baccarat online casino you decide to play at. You will also be required to pay a commission to the house when you use these bets. Here are some side bets:

  • Dragon Baccarat Bonus Bets: A very popular bonus baccarat. It is a bet on either the Banker or the Player who wins on a Natural (9) or an 8, and with a certain point margin.
  • All Black/All Red Baccarat Bonus Bet: A side bet on whether all the cards in a player’s hand will be black or red.
  • Big or Small Baccarat Bonus Bet: A wager on the total number of cards the Player or the Banker will finish on.

Online Baccarat Bonus Code

These are essential keys to unlocking online baccarat bonuses. You can find them on casino websites and software provider sites. Online baccarat bonus codes may not be as valuable as other bonuses, but who will turn down bonus baccarat? It is always worth looking for a live baccarat bonus code regularly.

Payment Methods at an Online Casino 💰

Reputable online casinos offer players multiple secure banking methods. You should get convenience and ease when depositing money at your preferred online casino, so look for available payment methods that suit your needs. Here are some of the more popular ones.

Bank transfer: Payments can be made using Netbanking, Mastercard, Maestro, Visa, Payeer and more
E-wallets: You can make anonymous payments using Paypal, Skrill, Neteller, MuchBetter, InstaDebit, EcoPayz, and Rupay
Using your phone: Use your mobile device to transfer money on Apple Pay, Google Pay, PhonePe, UPI
Pay cards: These are very popular as deposit methods. Paysafecard, Neosurf, Astropay Card
Crypto: If you are interested in the cryptocurrency market, you can deposit and withdraw using Bitcoin, Litecoin, and Ethereum

This list is not limited. You will find a full list of accepted payment and withdrawal methods on the casino page.

Deposit and Withdrawal limits at an Online Casino

The limits for how much you can deposit at a casino will differ between casinos, as will the amount you can withdraw.

It is important to check the online casino’s terms and conditions before depositing or attempting to withdraw to ensure that you are in line with their rules.

The times it takes to deposit and withdraw will also vary, depending on the casino and the payment method used. Most casinos will give you an indication of the expected waiting times.

Strategy and Tips 📈

Baccarat online is a game of chance which means there aren’t any real Baccarat strategies that can be used to improve your chances of winning. Although now and then, a player thinks of using a Baccarat strategy. Here are a few tips that can make your baccarat gameplay a little easier:

  1. In most cases, you win a little more by betting on the player’s hand, which can be a smart move. However, in the end, it won’t affect the game’s outcome.

  2. You should try to find a table with the least amount of decks. Generally speaking, 8 decks with 52 cards each are used when playing baccarat, but there are certain expectations and versions of the game where fewer decks are used. Stay away from the baccarat casino games with higher bets, as they are not reasonable considering the odds.

  3. Bankroll management is essential to succeed in online baccarat gambling. While this does not directly impact your gameplay or its outcome, it would help ensure you remain in the game for longer. Before the game commences, determine how much you wish to spend gambling, how much you are prepared to lose, and how much you wish to win. These would help ensure you do not play for extended periods and that greed does not get the better of you.

  4. No matter what people tell you, you can’t count cards when playing baccarat. The only game where counting cards works is blackjack. Counting cards is not allowed and is considered cheating at most casinos.

Lastly, we wanted to share some baccarat trivia to tie the knot together.

The original version of Ian Fleming’s book, Casino Royale, is about agent James Bond, the game they play, and the story revolves around baccarat. It wasn’t until Hollywood adapted the story to the big screen that the game was changed to Texas Hold’em. The switch is because Texas Hold’em is a more well-known game that people can relate to.

The Legality of Online Casinos in India ⚖️

baccarat casino depositsIndians are not prohibited from betting online at a baccarat online casino by any national laws. Indian states may enact their baccarat gambling legislation, with some states enacting more restrictive legislation, such as Telangana, Andhra Pradesh, and Maharashtra.

In general, real money baccarat gambling is still legal in the majority of the country. Indian players can legally use any baccarat online casino based outside of India. On the other hand, an online baccarat casino or baccarat app is prohibited from operating in India. All the casinos we recommend meet these requirements and are not based in India.

Play Baccarat Responsibly 🔞

Whether you’re playing baccarat or another casino game such as slots, blackjack, etc., you must be responsible. You see, certain risks are involved whenever you’re playing real money baccarat, and it’s your task to avoid them by playing in a good and safe manner.

Now, even though the responsibility is yours, we want to help you as much as possible. The idea of this site is to educate Indian casino players on where it’s best to play and how one stays safe while playing.

The first step of being responsible is only to use safe and licensed online casinos and sportsbooks, and the easiest way to ensure that you are is to rely on our recommendations. We only recommend sites we would feel comfortable using ourselves, many of which we use.

In terms of risks, there are two things to keep in mind.

First, you risk losing whatever money you wager when playing baccarat real money games. Therefore, you must set a budget and be very strict with it. Never play for money you can’t afford to lose, and don’t spend more than necessary on each bet. It’s usually better to play more rounds of a game using smaller bets than playing a few with big bets.

Another important rule is never to chase your losses. Everyone loses at times when playing, and it’s something we just have to accept. Learn to let go of the game, especially when you are on a losing streak; taking a break may help you return better.

Second, you have to be aware of the risks of getting addicted to gambling. It’s more common than you would think and can happen to anyone regardless of social status, economic situation, etc. If you ever feel like losing control over your gambling, you should stop immediately and reach out for help if needed. Most reputable baccarat online casinos offer self-help tools for responsible gambling; take advantage of those.

Also, remember that Baccarat is a game of luck in which you have little control over the outcome.

Several organizations in India are working on helping people with gambling addiction. You can read more about these organizations and Responsible Gambling in our complete guide.

Our conclusion of Online Baccarat 😎

Baccarat is quite possibly the most glamorous of all casino games. The game’s lure is that it requires no skill; you just need to secure a date with Lady Luck! Betting in online baccarat is simple, but understanding each bet’s various odds, payouts, and house-edge is essential for making informed decisions in the game. We trust that this guide gives you the tools to try your hand at this fantastic game to play online baccarat for real money.

The best way to have the most fun is to play online baccarat for real money and to stick to your budget at all times, even when you’re having a good time. Before you spend baccarat online real money playing, we recommend you practice a little with the free games available on the website or the baccarat game app. Many online casinos will offer you a demo mode to practice without paying any money. You may even be able to take advantage of a risk-free sign-up bonus that requires no deposit.

Look at our recommended online Baccarat casinos list, and start having fun!

Online casino, Betting, Poker, and gambling expert with 17+ years of industry experience. Articles featured in The Times of India, Hindustan Dainik, Dainik Bhaskar & many more. Pradeep Singh is our in-house gambling expert here at CasinoBetting.Live


Find Casino